Ryan O’Grady
Financial Planner Northern Beaches
Ryan O’Grady is a financial planner on the Northern Beaches and the founder of Everyday Wealth, helping clients structure their finances so their money works more efficiently over time.
Everyday Wealth is a boutique financial planning practice based in Brookvale, working with clients locally and across Australia.
Ryan works with clients across superannuation, investments, debt, insurance and retirement planning, focusing on how these areas are structured and how they work together over time.
My approach to financial planning
Ryan focuses on helping clients understand how their financial decisions work together, rather than treating each part in isolation.
Superannuation, investments, debt and cash flow are all connected. When structured properly, they work more efficiently and support long term goals.
A key part of Ryan’s role is modelling different scenarios. This helps clients see how decisions made today may impact their position over time. As a result, they can make more informed decisions with greater clarity.
Who I work with
Ryan works with clients at different stages of their financial journey. He helps them build, grow and transition their wealth over time.
This typically includes people who want to structure their finances properly. It also includes those looking for clarity around their position and more confidence in their future decisions.
While each situation is different, the goal is consistent. Clients want a clear plan and a strategy where each part works together over time.
Experience and background
Ryan holds a Bachelor of Business majoring in Finance and a Graduate Diploma of Financial Planning.
He also holds SMSF accreditation and is a graduate of the AMP Horizons Academy.
Ryan has been providing financial advice since 2014. He has been recognised as a state and regional finalist for Adviser of the Year and a national finalist for Practice of the Year and Client Value Proposition.
His focus is on providing clear, practical advice that helps clients make informed decisions and structure their finances to support their long term goals.
Working with Ryan
Working with Ryan focuses on building a long-term relationship, rather than making one-off decisions.
The advice process is structured so that each part of a client’s financial position aligns properly. Over time, regular reviews ensure the strategy continues to reflect their goals and circumstances.
The aim is to provide clarity around where clients are today and where they are heading. It also ensures their financial decisions continue to support that direction.
Start with a conversation
For those looking to work with a financial planner on the Northern Beaches, the first step is a simple conversation.
This provides an opportunity to understand a client’s current position and discuss their goals. From there, the focus is on how their finances can be structured to move forward with clarity.
We warmly welcome new clients and our door is always open.
Let us take the stress and hassle out of managing your financial goals so you can focus on the important stuff.