FAQ
Financial Planning FAQ
Our financial planning FAQ answers some of the most common questions about working with a financial adviser, how our advice process works, and what to expect when engaging us.
If you’re considering financial advice, this section is designed to give you clarity and help you understand how our approach may apply to your situation.
We work with professionals, families, and retirees who want to simplify their finances and make their money work harder over time.
Our clients are typically looking for clarity, structure, and a long-term strategy, rather than one-off advice or product recommendations.
Financial planning is often broader than people expect.
While every situation is different, advice may help create clarity around:
• Cash flow and budgeting
• Superannuation and retirement planning
• Investments and wealth creation
• Debt structure and using surplus more intentionally
• Insurance and protecting income
• Major financial decisions and long term goals
For some people this means implementing recommendations.
For others, it simply means having a clearer plan and more confidence around financial decisions.
There are a lot of options when it comes to financial advice, and on the surface many of them can look the same.
Our focus is on making your money work harder, so you can get more out of life, not just in the future, but along the way.
We take the time to understand what you want your life to look like and build a strategy around that. The aim is to give you clarity and direction without unnecessary complexity.
Most importantly, this is not a one off interaction. We work with you over time, helping you make decisions as things change and keeping you on track.
The first step is a short initial chat where we get a feel for your situation and what you’re looking to achieve.
From there, we’ll walk you through our process and outline the next steps if you’d like to move forward.
We start with a short 15–20 minute phone call to understand what you’re looking for and make sure we’re the right fit to help.
If it makes sense to move forward, the next step is an initial meeting. This is a structured session where we dive deeper into your situation, goals and options. The cost for this meeting is $350.
From there, if you decide to proceed, we outline the scope of advice and any associated fees upfront. This means you know exactly what to expect before anything moves forward.
Ryan O’Grady
Ryan O’Grady holds a Bachelor of Business majoring in Finance, along with a Diploma and Graduate Diploma in Financial Planning. He also holds SMSF accreditation and is a graduate of the AMP Horizons Academy.
He has been recognised as a state and regional finalist for the AMP Financial Planner of the Year Award, a two time finalist for Practice of the Year at the Astrum Awards, and a national finalist for both Practice of the Year and Client Value Proposition.
Derrick Wong
Derrick Wong holds a Bachelor of Commerce majoring in Finance and Economics, along with a Graduate Diploma in Financial Planning.
He is a qualified Financial Adviser and Credit Representative, working closely with clients on strategy, implementation and ongoing advice.
Everyday Wealth is operated by OG Investments Pty Ltd as trustee for the OG Investments Trust (ABN 13 410 298 395).
OG Investments Pty Ltd is an authorised representative and credit representative of Akumin Financial Planning Pty Limited, holder of Australian Financial Services Licence and Australian Credit Licence No. 232706.
We’re based in Brookvale on the Northern Beaches of Sydney. We work with clients locally and across Australia, both in person and online.
We warmly welcome new clients and our door is always open.
Let us take the stress and hassle out of managing your financial goals so you can focus on the important stuff.