About Us
We are a financial planner on the Northern Beaches, helping clients structure their finances so their money works more efficiently over time.
We work with individuals and families who want to make their money work harder and build long-term wealth.
Whether you’re building your wealth, preparing for retirement, or already in retirement, our focus is on helping you move forward with clarity and confidence.
While many of our clients are based locally on the Northern Beaches, we also work with clients across Australia via phone and video meetings.
Everyday Wealth is a boutique financial planning practice located on Sydney’s Northern Beaches.
Everyday Wealth was established in 2022 and is owned and directed by Ryan O’Grady, alongside his team.
Meet Ryan
Ryan is a Financial Adviser and Director at Everyday Wealth, where he works closely with clients to simplify complex financial decisions and help them move forward with confidence. He focuses on understanding what clients are trying to achieve, then building and implementing strategies that are aligned with those goals and adaptable over time.
Ryan believes great advice is not just about the initial strategy, but ongoing guidance, clear communication, and helping clients stay on track as life evolves. The goal at Everyday Wealth is to take the stress and guesswork out of financial decisions, so clients can focus on the things that matter most to them.
Outside of work, Ryan enjoys surfing at Freshwater Beach, training, and spending time with his partner Lucy, daughter Billie, and walking Sonny, the family’s Golden Retriever.
He is a big sports fan and follows Rugby League, American Football, and Basketball, and is a long time supporter of the Miami Dolphins and Miami Heat.
Meet Derrick
Derrick is a Financial Adviser at Everyday Wealth and plays a key role in supporting clients through their financial planning journey. He is known for his strong work ethic, attention to detail, and genuine care for achieving great outcomes for clients.
Derrick enjoys being part of the full advice process and finds it most rewarding to see clients feel confident and clear on their financial direction. He believes that consistent, disciplined actions over time are what drive meaningful long-term results.
Working closely with the Everyday Wealth team, Derrick is focused on helping clients stay on track and make confident financial decisions over time.
Outside the office, Derrick enjoys staying active and keeping fit and values maintaining a balanced and disciplined lifestyle.
Meet Will
Will is the Practice Manager at Everyday Wealth and plays a key role in overseeing the day-to-day operations of the business. He works closely with both clients and the advice team to ensure strategies are implemented smoothly and efficiently, and that the overall client experience remains consistent and high quality.
He is known for his reliability, attention to detail, and ability to keep things moving, giving clients confidence that everything is being handled properly behind the scenes. Will takes pride in building strong relationships and delivering a high level of service throughout the advice process.
Outside of work, Will enjoys staying active and has a strong sporting background, having represented New Zealand in gridiron as well as playing rugby union and rugby league.
Meet Queenie
As our Client Service Manager, Queenie’s focus is on ensuring our clients receive exceptional support and guidance throughout their financial planning journey.
Queenie maintains a strong understanding of financial principles and analytical skills with a UNSW Bachelor’s degree, majoring in Accounting and Finance. Queenie is here to assist our clients with insurance applications, superannuation consolidation, opening new investment and superannuation accounts, as well as handling client inquiries and communicating with external stakeholders.
In her free time, Queenie enjoys hiking, kayaking, and traveling, which allow her to stay active and deepen her appreciation for nature and new cultures. Queenie believes that an adventurous spirit and willingness to explore new challenges translate into a proactive and open-minded approach to professional life.
Meet Lucy
Meet Lucy, our Business Development Associate, who is passionate about connecting with external stakeholders and fostering mutually beneficial relationships within the financial planning space. With a background in finance and client relations and a keen understanding of developing market trends, Lucy thrives on building strategic partnerships that work to drive growth and innovation. Lucy is a graduate of Business majoring in Public Relations and maintains a strong interest in this field.
When she’s not exploring new opportunities for Everyday Wealth, you can find her at the gym, staying active, traveling, and enjoying outdoor adventures with her daughter, Billie, and Golden Retriever Sonny.
We warmly welcome new clients and our door is always open.
Let us take the stress and hassle out of managing your financial goals so you can focus on the important stuff.