About Us

We are a financial planner on the Northern Beaches, helping clients structure their finances so their money works more efficiently over time.

We work with individuals and families who want to make their money work harder and build long-term wealth.

Whether you’re building your wealth, preparing for retirement, or already in retirement, our focus is on helping you move forward with clarity and confidence.

While many of our clients are based locally on the Northern Beaches, we also work with clients across Australia via phone and video meetings.

Everyday Wealth is a boutique financial planning practice located on Sydney’s Northern Beaches.

Everyday Wealth was established in 2022 and is owned and directed by Ryan O’Grady, alongside his team.

Have a question? We'd love to hear from you.

(02) 9145 9019

       EXCELLENT  
   Based on 22 reviews 
    
 
 
 
   
 
 
      Posted on Google  
   
   Nathan T 
 22 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ve worked with Ryan and his team at Everyday Wealth for over 10 years now, and I can’t recommend him enough. He’s always understood exactly where my family and I are financially and kept the focus on what’s genuinely right for us. What stands out most is how genuine he is, and how excited and invested he is in his clients succeeding and building a better life. That enthusiasm comes through every time he explains something. It’s clear he actually cares, and it reflects the way Everyday Wealth as a whole looks after its clients. Working with Ryan and Everyday Wealth has taken a real weight off my shoulders. I don’t lie awake worrying about my finances or retirement, thanks to the advice he’s given me over the years. I know my family’s long-term future is secure, and that peace of mind is worth everything.
  
 
     Posted on Google  
   
   Graeme K 
 24 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
     Posted on Google  
   
   Alanna C 
 68 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ryan and the team at Everyday Wealth have been a godsend for our family. We met Ryan 7 years ago during difficult circumstances and he has helped guide us through life’s changes, in our case starting a family, buying our first home and moving interstate. Ryan understands our goals and his advice has been invaluable. His advice allows us to life a happy and financially secure life, something that wouldn’t have been achievable had we done it on our own. Highly recommend!
  
 
     Posted on Google  
   
   Xavier S 
 77 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been with Ryan and his team for a number of years. Ryan has always my put my goals first and is strongly committed to helping build me a strong stress free retirement. Highly recommend.
  
 
     Posted on Google  
   
   Kim H 
 78 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Great experience! Ryan and his team have always provided clear, professional advice on my super and investments, taking the time to explain everything in a way that is easy to understand. Highly recommend their friendly and knowledgeable service.
  
 
     Posted on Google  
   
   Jake 
 92 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ryan & the team at Everyday Wealth could not come recommended highly enough. From when my partner & I engaged their services, they've always been incredibly easy to work with and thorough. They take the time to ensure you understand the more complicated aspects properly before implementing anything & they don't push products on you if your goals don't align. They helped us establish our SMSF properly, ensuring compliance & assisted us with the tricker bits including obtaining adequate insurance policies. Their detailed projection work gives us the peace of mind to make calculated financial decisions knowing where we'll be in X many years.
  
 
     Posted on Google  
   
   Sharon A 
 110 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ryan and the team always have our best interests at heart.  They conduct themselves with enthusiasm and have always looked after our retirement needs very professionally.  I would highly recommend them to our friends.
  
 
     Posted on Google  
   
   Samuel T 
 116 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I was previously managing my own shares, but because of the higher brokerage fees I would wait until I had saved enough to make each purchase worthwhile. At the time, I thought that was just normal. During our initial consultation, Ryan pointed out that I could actually be missing out on potential gains by doing it that way. Ryan took the time to clearly explain how the platform he uses works, show me examples, and walk me through what the investment portfolio would be invested in. Everything is now much more set-and-forget, with the platform taking care of the buying for me. I also really like the projected performance graphs and the six-monthly catch-ups to review how everything is tracking. Overall, Ryan has made the whole process much easier to understand and manage, and I feel much more confident about my investing moving forward.
  
 
     Posted on Google  
   
   Joanne D 
 142 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Everyday Wealth offers good advice. Delivers a good service. Ryan and his staff are very professional and helpful at all times. There are regular online meetings. When I send an email about anything I am concerned about, my query is addressed promptly, and I am reassured all times. I highly recommend them. Excellent service, above and beyond.
  
 
     Posted on Google  
   
   Kyla M 
 144 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been working with Ryan O’Grady from Navigate Wealth for several years now, and he has been consistently supportive in managing both my finances and superannuation. Ryan is incredibly easy to work with — clear, knowledgeable, and always willing to take the time to explain things in a way that feels calm and manageable. In an ever-changing financial climate, I genuinely feel confident knowing my financial future is being guided with care and a considered approach. I highly recommend Ryan to anyone looking for trustworthy, long-term financial guidance.
  
 
     Posted on Google  
   
   Tess 
 144 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I have been a client of Everyday Wealth for a few years now and I am very happy with Ryan’s advice.  Ryan  has been clear every time and has tailored my finances to my personal requirements and not  generic for everyone. He explains things properly and answers questions honestly and directly. The bi-annual review meetings are important and it’s good to keep up where you’re at or what you need to do. Ryan is very professional and explains how my finance is going with my best interests first. Thanks to his guidance, I feel far more secure and optimistic about my financial future. I cannot recommend Ryan and his team highly enough.  Very professional and knowledgeable.
  
 
     Posted on Google  
   
   Ashleigh M 
 144 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We’ve had a fantastic experience working with Ryan as our financial advisor over the past 7 years. From the very beginning, he’s been approachable, knowledgeable, and genuinely invested in helping us achieve our financial goals. He takes the time to explain things clearly, making complex topics feel simple and manageable, and always ensures we feel confident in our decisions. Ryan is proactive, responsive, and incredibly thorough. His advice has been practical, tailored to our situation, and focused on long-term success rather than quick wins. We truly appreciate his professionalism and the peace of mind he’s given us. Highly recommend Ryan to anyone looking for a trustworthy and reliable financial advisor!
  
 
     Posted on Google  
   
   John B 
 145 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Informative , friendly & tells you how it is without cutting corners , Highly recommend
  
 
     Posted on Google  
   
   Alan S 
 147 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
     Posted on Google  
   
   Rob H 
 151 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
 
  
 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Meet Ryan

Ryan is a Financial Adviser and Director at Everyday Wealth, where he works closely with clients to simplify complex financial decisions and help them move forward with confidence. He focuses on understanding what clients are trying to achieve, then building and implementing strategies that are aligned with those goals and adaptable over time.

Ryan believes great advice is not just about the initial strategy, but ongoing guidance, clear communication, and helping clients stay on track as life evolves. The goal at Everyday Wealth is to take the stress and guesswork out of financial decisions, so clients can focus on the things that matter most to them.

Outside of work, Ryan enjoys surfing at Freshwater Beach, training, and spending time with his partner Lucy, daughter Billie, and walking Sonny, the family’s Golden Retriever.

He is a big sports fan and follows Rugby League, American Football, and Basketball, and is a long time supporter of the Miami Dolphins and Miami Heat.

Find out more about Ryan here

Meet Derrick

Derrick is a Financial Adviser at Everyday Wealth and plays a key role in supporting clients through their financial planning journey. He is known for his strong work ethic, attention to detail, and genuine care for achieving great outcomes for clients.

Derrick enjoys being part of the full advice process and finds it most rewarding to see clients feel confident and clear on their financial direction. He believes that consistent, disciplined actions over time are what drive meaningful long-term results.

Working closely with the Everyday Wealth team, Derrick is focused on helping clients stay on track and make confident financial decisions over time.

Outside the office, Derrick enjoys staying active and keeping fit and values maintaining a balanced and disciplined lifestyle.

Find out more about Derrick here

Meet Will

Will is the Practice Manager at Everyday Wealth and plays a key role in overseeing the day-to-day operations of the business. He works closely with both clients and the advice team to ensure strategies are implemented smoothly and efficiently, and that the overall client experience remains consistent and high quality.

He is known for his reliability, attention to detail, and ability to keep things moving, giving clients confidence that everything is being handled properly behind the scenes. Will takes pride in building strong relationships and delivering a high level of service throughout the advice process.

Outside of work, Will enjoys staying active and has a strong sporting background, having represented New Zealand in gridiron as well as playing rugby union and rugby league.

Meet Lucy

Meet Lucy, our Business Development Associate, who is passionate about connecting with external stakeholders and fostering mutually beneficial relationships within the financial planning space. With a background in finance and client relations and a keen understanding of developing market trends, Lucy thrives on building strategic partnerships that work to drive growth and innovation. Lucy is a graduate of Business majoring in Public Relations and maintains a strong interest in this field.

When she’s not exploring new opportunities for Everyday Wealth, you can find her at the gym, staying active, traveling, and enjoying outdoor adventures with her daughter, Billie, and Golden Retriever Sonny.

See What Our Clients Say

View Ryan O'Grady's Adviser Ratings profile

Choosing a financial planner is an important decision.

That's why we encourage prospective clients to read verified independent reviews before arranging an initial meeting.

✔ 22 verified reviews

✔ 5.0 average rating

✔ Independent review platform

✔ Written by real clients

Reading independent reviews can help you decide whether Everyday Wealth is the right fit for you.

We warmly welcome new clients and our door is always open.

Let us take the stress and hassle out of managing your financial goals so you can focus on the important stuff.